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  <!-- Core Pages -->
  <url><loc>https://mortgagemadesimple.lovable.app/</loc><changefreq>weekly</changefreq><priority>1.0</priority></url>
  <url><loc>https://mortgagemadesimple.lovable.app/about</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://mortgagemadesimple.lovable.app/services</loc><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://mortgagemadesimple.lovable.app/contact</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://mortgagemadesimple.lovable.app/pre-approval</loc><changefreq>monthly</changefreq><priority>0.9</priority></url>

  <!-- Services -->
  <url><loc>https://mortgagemadesimple.lovable.app/services/renewals</loc><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://mortgagemadesimple.lovable.app/services/refinance</loc><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://mortgagemadesimple.lovable.app/services/first-time-buyer</loc><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://mortgagemadesimple.lovable.app/services/mortgage-planning</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://mortgagemadesimple.lovable.app/services/mortgage-rates</loc><changefreq>weekly</changefreq><priority>0.8</priority></url>
  <url><loc>https://mortgagemadesimple.lovable.app/services/investment-property</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://mortgagemadesimple.lovable.app/services/new-construction</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://mortgagemadesimple.lovable.app/services/debt-consolidation</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://mortgagemadesimple.lovable.app/services/self-employed</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://mortgagemadesimple.lovable.app/services/for-realtors</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://mortgagemadesimple.lovable.app/services/mortgage-mistakes</loc><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://mortgagemadesimple.lovable.app/services/moving-to-alberta</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>

  <!-- Locations -->
  <url><loc>https://mortgagemadesimple.lovable.app/locations/edmonton-mortgage-broker</loc><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://mortgagemadesimple.lovable.app/locations/calgary-mortgage-broker</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://mortgagemadesimple.lovable.app/locations/st-albert-mortgage-broker</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://mortgagemadesimple.lovable.app/locations/sherwood-park-mortgage-broker</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://mortgagemadesimple.lovable.app/locations/spruce-grove-mortgage-broker</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://mortgagemadesimple.lovable.app/locations/leduc-mortgage-broker</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://mortgagemadesimple.lovable.app/locations/airdrie-mortgage-broker</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://mortgagemadesimple.lovable.app/locations/red-deer-mortgage-broker</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://mortgagemadesimple.lovable.app/locations/alberta-mortgage-broker</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://mortgagemadesimple.lovable.app/locations/mortgage-renewal-alberta</loc><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://mortgagemadesimple.lovable.app/locations/mortgage-renewal-edmonton</loc><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://mortgagemadesimple.lovable.app/locations/refinance-mortgage-alberta</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://mortgagemadesimple.lovable.app/locations/first-time-home-buyer-alberta</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://mortgagemadesimple.lovable.app/locations/mortgage-planning-alberta</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://mortgagemadesimple.lovable.app/locations/mortgage-pre-approval-edmonton</loc><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://mortgagemadesimple.lovable.app/locations/self-employed-mortgage-edmonton</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://mortgagemadesimple.lovable.app/locations/debt-consolidation-mortgage-alberta</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://mortgagemadesimple.lovable.app/locations/investment-property-mortgage-edmonton</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://mortgagemadesimple.lovable.app/locations/new-construction-mortgage-edmonton</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>

  <!-- Resources -->
  <url><loc>https://mortgagemadesimple.lovable.app/resources</loc><changefreq>weekly</changefreq><priority>0.8</priority></url>
  <url><loc>https://mortgagemadesimple.lovable.app/resources/guides</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://mortgagemadesimple.lovable.app/resources/calculators</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://mortgagemadesimple.lovable.app/resources/insights</loc><changefreq>weekly</changefreq><priority>0.7</priority></url>
  <url><loc>https://mortgagemadesimple.lovable.app/resources/quiz</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://mortgagemadesimple.lovable.app/resources/mortgage-readiness-quiz</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://mortgagemadesimple.lovable.app/resources/renewal-strategy-quiz</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://mortgagemadesimple.lovable.app/resources/refinance-quiz</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://mortgagemadesimple.lovable.app/resources/affordability-quiz</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://mortgagemadesimple.lovable.app/resources/investor-readiness-quiz</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://mortgagemadesimple.lovable.app/resources/refinance-savings-calculator</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://mortgagemadesimple.lovable.app/resources/mortgage-penalty-calculator</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://mortgagemadesimple.lovable.app/resources/mortgage-renewal-guide-alberta</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://mortgagemadesimple.lovable.app/resources/refinance-guide-alberta</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://mortgagemadesimple.lovable.app/resources/closing-costs-guide-alberta</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://mortgagemadesimple.lovable.app/resources/mortgage-renewal-checklist</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://mortgagemadesimple.lovable.app/resources/mortgage-insurance-guide</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
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